Medicare Insurance Finders is now offering a GUARANTEED ISSUE Medicare Supplement product that mimics the Plan F Medicare Supplement. The best part about this plan is that there are no health questions and all pre-existing conditions will be covered immediately on this plan.
As we have mentioned in different articles, Medicare is a federally regulated health insurance program, but each state has different laws regarding the ways their Medicare Supplements are administered. In this article we will be discussing California Medicare Supplements and some of the state’s interesting laws. The most unique law is the “Birthday Rule”, which states that any Medicare beneficiary that resides in the state of California can choose a Medicare Supplement for 30 days following their birthday with no health questions. The Medigap plan chosen must have equal to or lesser benefits. In other words they can not go from a basic plan to a Cadillac plan after getting cancer. Continue reading
My grandmother called last week asking me to help loo up better rates for her Medicare supplement insurance. This is a typical tradition that we follow every few years when her Medigap rates have increased.by 20% of what they were when we first signed her up for the Medigap policy. Some times seniors can view this as rate increase island which happens most of the time in attained age Medicare supplement states. So how do you fight against these rate increases? Continue reading