Medicare Supplement Insurance in Mississippi

 Medicare Insurance Finders provides those 65 or older with Medicare Supplement Insurance in Mississippi.  We offer online quotes that actually will give you a quote online with over 20 Medicare Supplement Insurance Companies.  Medicare Insurance Finders guarantees the lowest Medicare Supplement Rates in Mississippi with “Secure Rated” companies.

Comparing Medicare Supplement Insurance in Mississippi?

When comparing Medicare Supplement Insurance in Mississippi, you need to know that all carriers offer the same benefits.  Price and the carrier’s financial stability are the two most important factors to compare, and with the online quoting tool built by Medicare Insurance Finders, comparing Medicare Supplement Insurance in Mississippi is easy.

Some other things to know when comparing different MS Medigap plans is that all doctors and hospitals that accept Medicare will accept a Medicare Supplement Plan.  Medigap Policies do not limit the providers that you can visit (like a Medicare Advantage Plan).  These policies allow you to go to any doctor or hospital in the country that accepts Medicare.  Also, you do not have to have a referral to see a specialist.

Medicare Supplement Insurance in Mississippi – Plan Design

Medicare Supplement Plans are standardized throughout the country.  This means that Mississippi Plans provide the same benefits as Texas Medigap policies.  Below is a chart that shows the benefit structure for these plans.

Medicare Supplement Insurance in Mississippi

If you analyze the plan designs above you can see that the Plan F Medicare Supplement provides the most benefits.  As with most things the plan providing the most benefits also has the steepest prices.  In most states the rates will still be lower than what you are used to with group health insurance.

Medicare Supplement Rates

Medicare Supplement rates should be compared every few years.  The reason why we recommend this is due to the rate increases that we are seeing all across the country.  We understand that an insurance company can’t lose its shirt or it would go out of business, but seeing this common trend across the country has led us to advise our clients to compare plans every 3 years.

If you need help comparing Medicare Supplement Insurance contact our office at              1-800-800-1397 option 6. 

Georgia Medigap Insurance

Georgia Medigap Insurance is supplemental insurance that fills in the gaps of Original Medicare.  Like most states Georgia follows the standardized Medicare Supplement Plans that were set into place in 1992 and the re-organized in 2010 under the Medicare Modernization Act.

The most popular Georgia Medigap Plan is the Plan F.  The reason this plan is so popular is because it covers all the deductibles, coinsurance and co-pays that Medicare leaves for you to pay.  All you have to do is pay the premium and everything is taken care of as long as it is medically necessary (cosmetic surgeries not covered).  Continue reading

Mississippi Medicare Supplement Agent

Are you looking for a Mississippi Medicare Supplement Agent that can help you compare Medicare Supplemental Insurance?  If so, Medicare Insurance Finders and Morgan-White Group is your best option when it comes to comparing supplemental insurance.

In the state of Mississippi, insurance agents specializing in senior insurance (Medigap, Medicare Supplement, and Part) is not a common thing.  Most of the time there are agencies that will help you with this but there are only a few that specialize in Medicare related insurance plans.  MWG Senior Services is one of these agencies and represents the MS Senior Care Council as the Medicare resource. Continue reading

2013 Medicare

If you are new to Medicare and wanting to know what you should expect out of your 2013 Medicare Health Insurance, this article will help you understand. Before we get into the current details you need to understand that the healthcare industry (insurance, medical field, prescription drug companies, providers) is in a major change.  Since the passing of the Affordable Care Act and the Supreme Court’s decision to allow it to stand as a tax, we know that this will be the law of the land and that “business as usual” will see some adjustments in the coming year. Continue reading

Medicare Supplement Market – 2012

If you are following our blog you know that Medicare Insurance Finders specializes in Medicare Supplemental Insurance.  We provide consumers and agents with tools to help compare Medicare Supplement Plans all over the country with over 25 carriers.  This article will be going over our 2012 Medicare Supplement Market Update, with the help of CSG Actuarial.

In 2012, we built a state of the art quote engine that allows Medicare Supplement Rates to be pulled in less than 2 minutes. Click Here to Get Rates.  One of the companies we partnered with was CSG Actuarial.  They are an actuarial company that handles services for a lot of Medicare Supplement companies and are able to dig into the nuts and bolts of these companies in a more thorough manner.  Each year they compose a Medicare Supplement Market update and we put it into words that are easily understood by consumers who do not deal with insurance terms on a daily basis.

Continue reading

Pennsylvania Medicare Supplement Insurance

Pennsylvania Medicare Supplement Insurance is supplemental insurance that fills in the gaps of Original Medicare.  Like most states Pennsylvania follows the standardized Medicare Supplement Plans that were set into place in 1992 and the re-organized in 2010 under the Medicare Modernization Act.

The most popular Pennsylvania Medicare Supplement is the Plan F.  The reason this plan is so popular is because it covers all the deductibles, coinsurance and co-pays that Medicare leaves for you to pay.  All you have to do is pay the premium and everything is taken care of as long as it is medically necessary (cosmetic surgeries not covered).  Continue reading

New York Medigap Insurance

New York Medigap Insurance is supplemental insurance that fills in the gaps of Original Medicare.  Like most states New York follows the standardized Medicare Supplement Plans that were set into place in 1992 and the re-organized in 2010 under the Medicare Modernization Act.

The most popular New York Medigap Plan is the Plan F.  The reason this plan is so popular is because it covers all the deductibles, coinsurance and co-pays that Medicare leaves for you to pay.  All you have to do is pay the premium and everything is taken care of as long as it is medically necessary (cosmetic surgeries not covered).  Continue reading

Medigap Providers

When turning 65 and considering Medicare Supplemental Insurance one thing to consider would be “Is my doctor a Medigap Provider”. The term “Medigap Providers” is another way of referring to the doctors and hospitals that accept Medicare.  Any provider that accepts Medicare will accept a Medicare Supplement as well.  So basically what you should ask yourself is, “does my doctor accept Medicare”.

Medigap plans are different from Medicare Advantage Plans in many ways, but the biggest difference is the network of these two plans.  As mentioned above, Medigap providers are any physician that accepts Medicare.  However, Medicare Advantage Plans have specific networks that you are required to follow to receive benefits at discounted prices (HMO, PPO, PFFS – all vary slightly on network design). Continue reading

Ohio Medigap Insurance

Ohio Medigap Insurance is supplemental insurance that fills in the gaps of Original Medicare.  Like most states Ohio follows the standardized Medicare Supplement Plans that were set into place in 1992 and the re-organized in 2010 under the Medicare Modernization Act.

The most popular Ohio Medigap Plan is the Plan F.  The reason this plan is so popular is because it covers all the deductibles, coinsurance and co-pays that Medicare leaves for you to pay.  All you have to do is pay the premium and everything is taken care of as long as it is medically necessary (cosmetic surgeries not covered).  Continue reading

Medicare Cost Sharing

An article was released today in the Washington Post that explains why encouraging Medicare Cost Sharing and eliminating the Medicare Supplement Plan F is a bad idea.  After pooling the different insurance companies across the country, statistics show that increasing the cost sharing amount Medicare Beneficiaries does lower the number of times an individual will go to the doctor.

However, the numbers also show that it lowers the preventative care that individuals receive, which raises Medicare costs overall.  The insurance commissioners actually wrote a letter warning that eliminating Medigap plans would backfire and raise Medicare costs when seniors don’t receive the medical care they need. Continue reading