Comparing Medicare Supplement Insurance in Mississippi?
When comparing Medicare Supplement Insurance in Mississippi, you need to know that all carriers offer the same benefits. Price and the carrier’s financial stability are the two most important factors to compare, and with the online quoting tool built by Medicare Insurance Finders, comparing Medicare Supplement Insurance in Mississippi is easy.
Some other things to know when comparing different MS Medigap plans is that all doctors and hospitals that accept Medicare will accept a Medicare Supplement Plan. Medigap Policies do not limit the providers that you can visit (like a Medicare Advantage Plan). These policies allow you to go to any doctor or hospital in the country that accepts Medicare. Also, you do not have to have a referral to see a specialist.
Medicare Supplement Insurance in Mississippi – Plan Design
Medicare Supplement Plans are standardized throughout the country. This means that Mississippi Plans provide the same benefits as Texas Medigap policies. Below is a chart that shows the benefit structure for these plans.
If you analyze the plan designs above you can see that the Plan F Medicare Supplement provides the most benefits. As with most things the plan providing the most benefits also has the steepest prices. In most states the rates will still be lower than what you are used to with group health insurance.
Medicare Supplement Rates
Medicare Supplement rates should be compared every few years. The reason why we recommend this is due to the rate increases that we are seeing all across the country. We understand that an insurance company can’t lose its shirt or it would go out of business, but seeing this common trend across the country has led us to advise our clients to compare plans every 3 years.
If you need help comparing Medicare Supplement Insurance contact our office at 1-800-800-1397 option 6.