Turning 65?

Are you turning 65 soon? Are you looking for some answers on what you need to do first to take full advantage of your Medicare options?   We have outlined Bounce house for sale some simple steps to help you navigate the Medicare maze.  Let’s take a look at what path you might want to take.  Please remember, if you have any questions at all we are just a phone call away. 

We hear this question a lot, “How early should I start looking at my Medicare options?”  We always tell our clients that it is never too early to start educating yourself about Medicare.  You will be bombarded with calls and mail about 6 months before your 65th birthday, which can be pretty overwhelming.  We would recommend finding a knowledgeable advisor at least 4-6 months in advance so you can get the conversation started.  If you are looking for someone to help you navigate the Medicare maze, give us a call at (877) 759-5760 or email us at seniorservices@morganwhite.com.  We would love to help with any questions that you might have. 

Once you are eligible for Medicare, you will need to sign up and drop your Marketplace Health Insurance so that it stops when your Medicare coverage starts.  Most of the time, it is more beneficial for you to sign up for Medicare during the first 3 months of your Initial Enrollment Period.  Doing so could help you avoid late penalties.  Keep in mind, you will not be eligible for premium tax credits or other savings for your Marketplace plan once your Medicare Part A coverage starts.  If you received tax credits to subsidize your Marketplace plan premium, and/or you received these tax credits after your Medicare Part A coverage started, you might have to repay the credits or savings you received when you file your taxes.  

Enroll in Part A of Medicare.  If a person isn’t automatically enrolled in Medicare they can sign up for Part A once their Initial Enrollment Period begins.  This starts 3 months back from the month you turn 65, includes the month you turn 65, and ends 3 months after the month you turn 65.

Decide whether you would like to sign up or delay Part B.  If you do not have creditable coverage through your employer, you would need to enroll in Part B during your Initial Enrollment Period.  If you have creditable coverage through your employer, you can delay Part B.  If your coverage is not considered creditable or you do not have any other coverage, if you don’t sign up for Part B when you are first eligible, you may have to pay a late enrollment penalty for as long as you have Part B.  If you have retiree coverage, you will likely need to be enrolled in both Medicare Part A and Part B to receive full benefits. 

Compare your Medigap options available in your area.  To compare prices of over 19 different Medicare Supplements located in your area, click here.   You will be able to view rates specific to you! 

Let us help you take the guessing game out of what to do to prepare for turning 65 and becoming eligible for Medicare!  We are more than happy to set up a free consultation with one of our Senior Market Advisors that are licensed Insurance agents ready to answer any questions you might have.  Give us a call at (877) 759-5760 or send us an email at seniorservices@morganwhite.com.  Be sure to mention that you heard about us through our blog.  Have a great day!

Source:  Medicare.gov

Aflac Medicare Supplement Rates

Looking for Aflac Medicare Supplement Rates?  If so you have come to the #1 source for comparing Medicare Supplement plans.  This website provides you with online quotes with over 25 insurance companies with up to date comparisons of the top plans in your state.

Aflac Medicare Supplement Rates are competitive with many other plans across the country.  After realizing the large potential of business that Aflac was missing by not being in the Medicare market they decided to jump in to be one of the top companies.  Aflac provides different benefits such as “household discounts” and other benefits that will help you save hundreds a year on your policy’s premium.

Aflac Medicare Supplement Rates

If you are not familiar with how Medigap insurance works, it is extremely important to compare Medigap premiums so that you do not pay more than necessary for your coverage.  Medicare Supplement Plans have been standardized which makes comparison of these insurance plans simple.  If you would like to compare Aflac Medicare Supplement Rates with another company you will need to do these 4 easy steps:

  1. Go to the Medicare Supplement Quote Engine
  2. Enter your basic demographic information
  3. Fill in some information pertaining to when your Medicare goes into effect
  4. Compare Medicare Supplement Quotes with over 25 insurance companies

It is that easy to get a Medicare Supplement Quote!  No more wondering if you are paying too much for your coverage, instant online quotes that help you compare the pricing with just about every A rated company in the insurance industry.

If you are not a fan of comparing insurance online give us a call at 1-800-800-1397 for your Aflac Medicare Supplement Rates!  Medicare Insurance Finders is the number one source for helping seniors learn, save and compare Medicare Supplement Insurance Plans!  We look forward to being your trusted source for insurance information.

Aflac Medicare Supplement Rates

Providing Aflac Medicare Supplement Insurance Plans

CMS Medicare

Have you ever questioned whether you should call CMS Medicare or Social Security with your Medicare problems?  When you first become eligible for Medicare you register with Social Security unless you are already receiving benefits.  However, when you have Medicare questions after being enrolled you are supposed to contact the Centers for Medicare and Medicaid Services (CMS).  Today we will cover the roles of these organizations and what you should know.  Continue reading